Jewelry Insurance by Jewelers Mutual Group

Protect your purchase with a comprehensive jewelry policy

We Encourage You to Protect Your New Piece for Your Peace of Mind

Neptunes Blvd has arranged for Jewelers Mutual Insurance Group, to bring our U.S. and Canadian (excluding Québec) customers valuable information about helping to protect your purchase. Since 1913, Jewelers Mutual has been the only insurer dedicated exclusively to jewelry and offers comprehensive repair or replacement coverage with worldwide protection against loss, theft, damage, and mysterious disappearance. Insuring your new purchase from Blue Nile can be quick and easy, and gives you the freedom to wear your jewelry without worry, knowing it’s protected.

How does jewelry insurance work?

A dedicated jewelry insurance policy, like the one offered by Jewelers Mutual, is separate from your homeowners or renters insurance. This type of policy specifically covers your chosen jewelry pieces, such as engagement rings, necklaces, earrings, or even your entire fine jewelry collection. Depending on the policy you choose, jewelry insurance generally covers repairs or replacement in case of damage, theft, or loss.

How much do jewelry insurance companies charge?

Your insurance premium for diamond, engagement, or general jewelry will be tailored to you. The cost depends on the coverage area, deductibles, and the value of the items being insured.

Can I purchase engagement ring insurance on its own?

You can insure as many jewelry pieces as you want. While many people choose to cover only their engagement ring and wedding band, you have the option to include other pieces for extra protection.

What does jewelry insurance cover?

Jewelers Mutual insurance offers comprehensive coverage for repairs or replacements, protecting against loss, theft, damage, loose stones, and mysterious disappearances.

What kind of jewelry can I insure?

Fine jewelry and loose gemstones are often eligible for jewelry insurance coverage through Jewelers Mutual.

Is worldwide ring insurance available?

Jewelers Mutual insurance provides coverage worldwide, allowing policyholders to enjoy their covered jewelry essentially wherever their travels take them.

If you have any questions about insuring with Jewelers Mutual Group, please email personaljewelry@jminsure.com or call them at 888.884.2424.

By clicking the quote button, you move to a Jewelers Mutual website and authorize Jewelers Mutual to securely obtain and save details of your purchase for the purpose of calculating a no-obligation insurance quote. Retrieved information may include your name and address.

The content of this page is provided by Jewelers Mutual Group. Your jeweler is not a licensed agent of Jewelers Mutual and does not sell or recommend insurance. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.